Financial New for Everyone
By Sandra Hayes The best time to start thinking about Christmas is in the summer. It takes time to save enough cash to ensure that you get the presents without going into debt. Although some households can still manage a debt-free Christmas in October or later, it usually takes about six months to save the $1,000 that people …
By Sandra Hayes You’ve probably heard that money can’t buy happiness. Most people who say this phrase don’t have any cash to use to create joyful circumstances. Although you can spend money and feel lonely, wise investments can lead to a happier and healthier lifestyle. That process starts by building a firm health foundation. You can accomplish that …
By Sandra Hayes You might have several reasons to use a tree removal service; You might have a dead tree on your property that needs removal, You might have life trees that are obstructing your view or causing more harm than they are worth, you might want to make wood chips to use for several purposes on your …
By Sandra Hayes You don’t need to be rich to benefit from the advice of a financial advisor. There is someone out there for every situation and budget! Here is how you can find one that works to meet your needs. 1. Know the Types Financial advisors can cover several services, ranging from traditional in-person conversations to AI-fueled …
By Sandra Hayes How many credit cards should you have? Zero. You should never spend money on a credit card unless you have no other option available. Those purchases create a debt responsibility that can eventually cost hundreds or thousands more than the initial purchase. Even if you have an excellent credit card that delivers points, money back, …
By Sandra Hayes You’re not alone if you feel that debt is trying to overwhelm you. Even with the various stimulus checks released by the U.S. government due to the COVID-19 epidemic, the average American still has tens of thousands of dollars in credit card debt to manage. That’s on top of car payments, student loans, mortgages, and …
By Sandra Hayes Moving to a new home is hard. Packing all your things, navigating the home buying process, the home selling process, picking out schools for your kids if you have them, it’s all very stressful. Not so surprisingly, injuries are very common during the moving process, especially muscular injuries. Common Injuries from Moving Since moving is …
By Sandra Hayes When George Floyd had his encounter with police officers, it was after he handed over a counterfeit bill for goods he bought. Those at the store who called for assistance have gone on the record wishing that they’d never even picked up the phone because of what happened. If you’re a business owner, you can’t …
By Sandra Hayes You have two priceless commodities in your life right now: time and health. You can’t get whatever time you’ve lost back, but you can invest in your health. Although splurging on your health might not make you feel as good as a PS5, the long-term benefits are worth the investment. When you can stay active, …
By Sandra Hayes If you make a high income, your tax responsibilities could be higher than they need to be right now. Although some people define “high income” in different ways than others, you generally need to have a household income of at least $400,000 to qualify for this status in the United States. Your earnings require a …
