Financial New for Everyone
By Sandra Hayes Your personal finance goals will dictate how much money you should have in your checking account. Generally speaking, experts recommend keeping enough money in your checking account to cover three to six months’ worth of living expenses.
By Sandra Hayes Starting a small business is a great way to get your feet wet in the business world. But where do you start? If you’ve got a small budget, you’ll need to be creative with your ideas. Here are five businesses you can start with $5,000.
By Sandra Hayes If you’re looking to get into shape, a home gym can be a great investment. But how much should you spend on one?
By Sandra Hayes It will be a good idea to safeguard your financial information as well as personal details at present from any kind of forgery or theft. Here, we have mentioned some important steps that can be taken for destroying your credit cards and other financial documents. 1. Make use of scissors to slice them up You …
By Sandra Hayes There is no doubt about the fact that personal loans are becoming an extremely popular type of loan at present. Most personal loans come with lower interest rates as compared to other types of consumer debt. It would be possible for you to have several personal loans with some lenders or you might have more …
By Sandra Hayes It is a fact that you will become happy with an increase in your salary but up to a certain limit. Here, we will give some examples to understand this bit better. Suppose, you are earning $8000 a year. With this money, you will not be able to sustain your livelihood very well and will …
By Sandra Hayes At what age should a person start being concerned about building credit? Whenever a child has an open or authorized credit line, they’re building a credit profile. Although most people need to be at least 18 with an income to receive a loan or a credit card, authorized usership is available at any age. That’s …
By Sandra Hayes Carpets should be cleaned professionally at least once per year. Many offices and rental properties request these services two or three times annually to maintain appropriate cleanliness levels. When people move out of a rental home, one of the typical lease requirements is to have the carpets or floors cleaned. That means you’ll have several …
By Sandra Hayes The average cost for health insurance in the United States is over $21,000. Even individuals pay about $7,500 per year to have this coverage. If someone has traditional employment, a worker’s company typically provides about 75% of the cost of this benefit. The rest comes from a monthly premium that gets deducted from the employee’s …
By Sandra Hayes When vinyl records were introduced to the market in 1949 they quickly became popular amongst music enthusiasts around the world. This has not changed over time with vinyl sales still smashing into their all-time record each year since 2013 even though vinyl is no longer used as the main method of delivering music for most …
