Financial New for Everyone
By Sandra Hayes Accounting and bookkeeping services can require a lot of time to complete. When you own a small business, those precious minutes translate into real currency. Time investments are money. That’s why you must create efficiencies whenever possible to keep your small business profitable. Accounting software is an easy way to simplify your bookkeeping needs. If …
By Sandra Hayes Financial business intelligence involves various methods of data collection, processing, and analyzing. It takes information from databases in real-time situations to help executives make better business decisions. Most companies apply financial business intelligence opportunities through SaaS (software as a service) products that run in the background automatically. New technologies, such as artificial intelligence and machine …
By Sandra Hayes How much house do you think your family can afford? Houses are typically the most significant purchases that a family makes. Figuring out how much you can afford is one of the first steps toward a home buying budget. If you follow these steps, then you can get an approximation of how much house you …
By Sandra Hayes Almost 90% of employees who know and understand the critical corporate values of their employer have increased engagement levels. That means benefit programs don’t always need to focus on wellbeing products, processes, or brands like Standard Process, Premier Research Labs, or Host Defense. Educating workers through values management can be an effective way to achieve …
By Sandra Hayes Investments are an essential component of modern financial planning. Interest rates for a savings account are well below 2% in most markets, which means your money loses its value if it stays in that account. It can be scary to start using stocks, bonds, mutual funds, and other investment vehicles to grow your net worth. …
By Sandra Hayes Small business owners find themselves forced into a situation where they must provide a personal guarantee to receive financing. Lenders want to have this promise because it reduces their risk, but that action causes companies to pay more for the credit they need. If the business fails, then the lender can come after the person …
By Sandra Hayes Business aspirations are something that leadership teams around the world must leverage as a way to inspire themselves and others. This action involves setting goals that push the mission and vision of the company to become better than they are in the present. The idea of pursuing business aspirations is that you’re going to start …
By Sandra Hayes If the average couple wants to retire in the United States at the expected date they quit working and achieve the median lifespan, then $1.25 million is needed at a minimum. That’s in addition to any Social Security benefits that may be available. That figure assumes that a retirement income of $50,000 per year is …
By Sandra Hayes Recession-proof investing is the easiest way to prevent your financial portfolio from taking a significant hit when the economy starts contracting. It is also one of the most challenging tasks for the average person to navigate. Dumping your money into a savings account, gold ETFs, or mutual funds isn’t the best way to go. You …
By Sandra Hayes If you are struggling to pay your bills right now, then finding some fast ways to make money is a top priority. You don’t need to drain your savings account or sell your possessions to make ends meet. When you have some excellent short term sources of finance, then you can keep your head above …