Financial New for Everyone
By Sandra Hayes Most people know that they need to use credit wisely in order to maintain a good credit score. But what many don’t realize is that the timing of their credit applications can also have an impact on their score. So when is the best time to apply for a credit card?
By Sandra Hayes When you overdraw your checking account, your bank may charge you a fee. But did you know that this can also affect your credit score? Here’s how:
By Sandra Hayes Most people think that they need to spend a lot of money on food each month in order to stay healthy. However, this is not necessarily the case. While it is important to eat healthy foods that provide the nutrients your body needs, you don’t need to break the bank to do so.
By Sandra Hayes Making financial decisions can be stressful. But did you know that stress can actually impact your ability to make rational decisions?
By Sandra Hayes Refinancing your mortgage can be a great way to save money on your monthly payments, but it’s important to know the guidelines before you get started.
By Sandra Hayes When it comes to personal loans, there is no one-size-fits-all answer. The number of personal loans you can have at one time will depend on your credit score, income, debts, and other financial factors.
By Sandra Hayes Trading-in a car that is not paid off is possible, but it requires a bit of extra work on your part. But if you’re up for it, it can be a great way to upgrade to a new vehicle without having to worry about an outstanding loan balance.
By Sandra Hayes Realtors, home inspections, mortgages, and packing are just a few of the things that can add stress to a relationship. Here are a few reasons why buying a house can stress a relationship.
By Sandra Hayes A car loan is just like any other type of loan – by making your payments on time and in full, you’re building up your credit score. So does getting a car loan help build your credit?
By Sandra Hayes A comprehensive financial plan takes into account all aspects of your financial life, including savings, investments, retirement, and estate planning. The goal of comprehensive financial planning is to help you make informed decisions about your finances so that you can achieve your short- and long-term financial goals.
