Financial New for Everyone
By Sandra Hayes One of the advantages that come with an electric vehicle or a plug-in hybrid is the option to get a tax credit. You’re also reducing the amount of fuel that you use, thereby reducing the greenhouse gas emissions that get produced. Although an electric vehicle’s cost can be significantly higher, several tax breaks are often …
By Sandra Hayes Whether you’re a sole proprietor, LLC, or corporation, April is tax month. Although you can file for an extension, the U.S. government isn’t changing the deadline this year. You’ll need to have everything ready to go for your business by April 15. If you operate on a different fiscal year, the IRS needs you to …
By Sandra Hayes If you have some extra money in your pocket after everything that happened in 2020, consider yourself lucky. Almost 10 million people in the United States face an increased risk of eviction and foreclosure because their jobs and opportunities evaporated due to the coronavirus pandemic. When you have money available to invest, you can achieve …
By Sandra Hayes The COVID-19 pandemic tragedy seems like it might eventually come to an end as vaccines get announced. Some families are still trying to recover from the economic downturns in 2020 that were the worst circumstances for some since the Great Depression. With global energy use falling by at least 6% because of fewer transportation needs, …
By Sandra Hayes Joe Biden says he’d like to see more stimulus funds reach Americans. Mitch McConnell repetitively mentions that he’s open to the idea of a $500 billion plan, while Nancy Pelosi is thinking of having something close to $2 trillion. What will happen to the potential for stimulus funding in 2021? The uncertainty we have regarding …
By Sandra Hayes When most Americans received their $1,200 stimulus checks, the money went to alcohol, legal marijuana, and credit card payments. Those that had more liberties with their money spent the cash on health and wellness products. Brands like BrainMD, Numedica, and Terry Naturally got a significant boost. A few families tucked their money into savings for …
By Sandra Hayes If you don’t mind having some risk in your life, stocks are always one of the best options for your money. By purchasing equity in a company, you can take advantage of its growth. When dividends come your way, that means your portfolio continues growing because you can keep reinvesting those earnings. The S&P 500 …
By Sandra Hayes After 2020 turned the investing year on its head, 2021 promises a potential glimpse at normalcy. You’ll still see some companies performing up to or beyond their expectations, such as Amazon and Apple. Some businesses will continue looking for ways to build equity, with names like Ford, Six Flags, and General Motors making that list. …
By Sandra Hayes Each country has a unique currency with a specific value. It fluctuates based on trade, demand, productivity, and several additional factors. When you see the price of something in one country and compare it to another, you have a reasonable idea of knowing the differences in each culture. The exchange rate doesn’t tell the entire …
By Sandra Hayes Some businesses don’t seem to have any morality infused into their infrastructure. They say, do, and create whatever is necessary to achieve profitability. When you look at companies like Volkswagen and Wells Fargo, it doesn’t take long to see that poor ethics might create short-term gains and long-term losses. If you want to achieve more …