Financial New for Everyone
By Sandra Hayes Your personal finance goals will dictate how much money you should have in your checking account. Generally speaking, experts recommend keeping enough money in your checking account to cover three to six months’ worth of living expenses.
By Sandra Hayes Starting a small business is a great way to get your feet wet in the business world. But where do you start? If you’ve got a small budget, you’ll need to be creative with your ideas. Here are five businesses you can start with $5,000.
By Sandra Hayes If you’re looking to get into shape, a home gym can be a great investment. But how much should you spend on one?
By Sandra Hayes It will be a good idea to safeguard your financial information as well as personal details at present from any kind of forgery or theft. Here, we have mentioned some important steps that can be taken for destroying your credit cards and other financial documents. 1. Make use of scissors to slice them up You …
By Sandra Hayes There is no doubt about the fact that personal loans are becoming an extremely popular type of loan at present. Most personal loans come with lower interest rates as compared to other types of consumer debt. It would be possible for you to have several personal loans with some lenders or you might have more …
By Sandra Hayes It is a fact that you will become happy with an increase in your salary but up to a certain limit. Here, we will give some examples to understand this bit better. Suppose, you are earning $8000 a year. With this money, you will not be able to sustain your livelihood very well and will …
By Sandra Hayes At what age should a person start being concerned about building credit? Whenever a child has an open or authorized credit line, they’re building a credit profile. Although most people need to be at least 18 with an income to receive a loan or a credit card, authorized usership is available at any age. That’s …
By Sandra Hayes The average cost for health insurance in the United States is over $21,000. Even individuals pay about $7,500 per year to have this coverage. If someone has traditional employment, a worker’s company typically provides about 75% of the cost of this benefit. The rest comes from a monthly premium that gets deducted from the employee’s …
By Sandra Hayes You might have the goal to have an extremely early retirement. Although you’re looking forward to the day when you can step away from your job, those efforts might be robbing you of your joy of living right now. Is it better to consider a revised path? What about a second career option after you …
By Sandra Hayes You’ve been told that it’s a great idea to save at least 20% of the purchase price of a home to avoid private mortgage insurance. That information is a solid fact. It’s also unusual for first-time homebuyers to have that amount of money in their savings accounts. If you buy a $250,000 home, a 20% …
