If you have health insurance, you may be wondering if you need to carry your insurance card with you at all times.
Do I Need to Carry My Health Insurance Card?
By Sandra Hayes By Sandra Hayes How Much Money Should I Have In My Checking Account?
By Sandra Hayes 
Your personal finance goals will dictate how much money you should have in your checking account. Generally speaking, experts recommend keeping enough money in your checking account to cover three to six months’ worth of living expenses.
What Business Can You Start With 5K?
By Sandra Hayes 
Starting a small business is a great way to get your feet wet in the business world. But where do you start? If you’ve got a small budget, you’ll need to be creative with your ideas. Here are five businesses you can start with $5,000.
Here’s How Much You Should Spend on a Home Gym
By Sandra Hayes 
If you’re looking to get into shape, a home gym can be a great investment. But how much should you spend on one?
What is the Right Way to Destroy Credit Cards and Financial Documents
By Sandra Hayes 
It will be a good idea to safeguard your financial information as well as personal details at present from any kind of forgery or theft. Here, we have mentioned some important steps that can be taken for destroying your credit cards and other financial documents. 1. Make use of scissors to slice them up You …
How Many Loans Can You Have at Once?
By Sandra Hayes 
There is no doubt about the fact that personal loans are becoming an extremely popular type of loan at present. Most personal loans come with lower interest rates as compared to other types of consumer debt. It would be possible for you to have several personal loans with some lenders or you might have more …
Why Happiness Doesn’t Improve When Your Salary Grows
By Sandra Hayes 
It is a fact that you will become happy with an increase in your salary but up to a certain limit. Here, we will give some examples to understand this bit better. Suppose, you are earning $8000 a year. With this money, you will not be able to sustain your livelihood very well and will …
How Old Do I Need to Be to Start Building Credit?
By Sandra Hayes 
At what age should a person start being concerned about building credit? Whenever a child has an open or authorized credit line, they’re building a credit profile. Although most people need to be at least 18 with an income to receive a loan or a credit card, authorized usership is available at any age. That’s …
Is Health Insurance a Waste of Money?
By Sandra Hayes 
The average cost for health insurance in the United States is over $21,000. Even individuals pay about $7,500 per year to have this coverage. If someone has traditional employment, a worker’s company typically provides about 75% of the cost of this benefit. The rest comes from a monthly premium that gets deducted from the employee’s …
Why You Should Save Less and Enjoy Your Money Now
By Sandra Hayes 
You might have the goal to have an extremely early retirement. Although you’re looking forward to the day when you can step away from your job, those efforts might be robbing you of your joy of living right now. Is it better to consider a revised path? What about a second career option after you …