Financial New for Everyone
By Sandra Hayes Small business owners find themselves forced into a situation where they must provide a personal guarantee to receive financing. Lenders want to have this promise because it reduces their risk, but that action causes companies to pay more for the credit they need. If the business fails, then the lender can come after the person …
By Sandra Hayes Business aspirations are something that leadership teams around the world must leverage as a way to inspire themselves and others. This action involves setting goals that push the mission and vision of the company to become better than they are in the present. The idea of pursuing business aspirations is that you’re going to start …
By Sandra Hayes If the average couple wants to retire in the United States at the expected date they quit working and achieve the median lifespan, then $1.25 million is needed at a minimum. That’s in addition to any Social Security benefits that may be available. That figure assumes that a retirement income of $50,000 per year is …
By Sandra Hayes Recession-proof investing is the easiest way to prevent your financial portfolio from taking a significant hit when the economy starts contracting. It is also one of the most challenging tasks for the average person to navigate. Dumping your money into a savings account, gold ETFs, or mutual funds isn’t the best way to go. You …
By Sandra Hayes If you are struggling to pay your bills right now, then finding some fast ways to make money is a top priority. You don’t need to drain your savings account or sell your possessions to make ends meet. When you have some excellent short term sources of finance, then you can keep your head above …
By Sandra Hayes You don’t need to be wealthy to begin investing. If you only have $2,000 available to start growing your accounts, that is still enough to start creating a nest egg that can be worth a lot more in the future. Every situation is different, so the final decision will always be yours to make. The …
By Sandra Hayes The finance systems manager is one of the most overlooked roles in today’s technology industries. This person actively monitors, updates, and maintains the monetary systems for their employer. It requires an education in information management, computer science, or accounting. The key responsibilities of the finance system manager involves serving as the point person for everything …