Financial New for Everyone
By Sandra Hayes If you don’t have a great credit score, it can be challenging to secure a loan for a new or used vehicle. That’s why you’ll see some dealers advertising the fact that they don’t perform credit checks. Although this option seems like an easy way to get the wheels you need, it could cost you …
By Sandra Hayes Although we’ve known about payday loan scams for more than a decade, it still costs consumers over $500 million in each. The scam works like this: you’ll get a call pretending to be a collection agency representative. That person says you need to pay your outstanding balance on a payday loan. You’ll get asked to …
By Sandra Hayes Most people don’t want to ask for money. It’s hard to admit to oneself that help is needed to get through the next few days. However, a few friends and family might constantly ask for help. Although you want to help out the people you love, it might be better to refuse to lend someone …
By Sandra Hayes The financial consumer services industry is one of America’s most competitive spaces for work. That means you can earn a lucrative income when you can find employment, but you’ll be competing against some incredibly talented candidates. Here are the places you’ll want to look if you’re going to expand your income-generating opportunities this year. 1. …
By Sandra Hayes If you want to make some extra cash this summer for a long overdue vacation, it makes sense to invest in some business opportunities. Although you could focus on stocks, bonds, or certificates, the income from those investments would get taxed at a high rate. You must hold onto those products for at least 12 …
By Sandra Hayes One of the advantages that come with an electric vehicle or a plug-in hybrid is the option to get a tax credit. You’re also reducing the amount of fuel that you use, thereby reducing the greenhouse gas emissions that get produced. Although an electric vehicle’s cost can be significantly higher, several tax breaks are often …
By Sandra Hayes American small businesses are facing unprecedented challenges to their survival. This economy is at its worst state in over 70 years, with some families facing losses similar to what happened during the Great Depression. Everything changed in March 2020. With most state governments restricting business access because of the COVID-19 outbreak, unemployment numbers surged to …
By Sandra Hayes Whether you’re a sole proprietor, LLC, or corporation, April is tax month. Although you can file for an extension, the U.S. government isn’t changing the deadline this year. You’ll need to have everything ready to go for your business by April 15. If you operate on a different fiscal year, the IRS needs you to …
By Sandra Hayes As businesses underwent their digital transformations to survive in 2020, one of the emerging tools that became quite popular was Zoom. Although Zoom was already available, its meeting software with multiple windows made it much easier to collaborate, communicate, and manage business functions. Entrepreneurs are still using this technology for everything from teaching martial arts …
By Sandra Hayes Most companies find themselves dealing with departmental silos. These team-based or individualized preferences to stay in a bubble wreak havoc with communication and productivity. If that disconnect affects revenue, it can be impossible to scale a business appropriately. That’s why revenue operations is the fastest-growing job within the Software as a Service (SaaS) industry. It …
