Financial New for Everyone
By Sandra Hayes After Congress passed the CARES Act in 2020 to respond to the COVID-19 crisis, eligible people received a $600 bonus to their unemployment benefits. If you qualified to apply for this resource, the federal government supplied another $600 on top of whatever you received locally. The benefits from the CARES Act applied to all 50 …
By Sandra Hayes The COVID-19 pandemic tragedy seems like it might eventually come to an end as vaccines get announced. Some families are still trying to recover from the economic downturns in 2020 that were the worst circumstances for some since the Great Depression. With global energy use falling by at least 6% because of fewer transportation needs, …
By Sandra Hayes Joe Biden says he’d like to see more stimulus funds reach Americans. Mitch McConnell repetitively mentions that he’s open to the idea of a $500 billion plan, while Nancy Pelosi is thinking of having something close to $2 trillion. What will happen to the potential for stimulus funding in 2021? The uncertainty we have regarding …
By Sandra Hayes When most Americans received their $1,200 stimulus checks, the money went to alcohol, legal marijuana, and credit card payments. Those that had more liberties with their money spent the cash on health and wellness products. Brands like BrainMD, Numedica, and Terry Naturally got a significant boost. A few families tucked their money into savings for …
By Sandra Hayes If you don’t mind having some risk in your life, stocks are always one of the best options for your money. By purchasing equity in a company, you can take advantage of its growth. When dividends come your way, that means your portfolio continues growing because you can keep reinvesting those earnings. The S&P 500 …
By Sandra Hayes After 2020 turned the investing year on its head, 2021 promises a potential glimpse at normalcy. You’ll still see some companies performing up to or beyond their expectations, such as Amazon and Apple. Some businesses will continue looking for ways to build equity, with names like Ford, Six Flags, and General Motors making that list. …
By Sandra Hayes Although it can seem like a cost-saving measure to avoid hiring an attorney or keeping one on retainer, the benefits of this investment typically outweigh not having it. Having a retainer ensures that you can work out an advantageous legal strategy with your attorney. That effort increases the chance you’ll prevail during litigation. Your lawyer …
By Sandra Hayes Each country has a unique currency with a specific value. It fluctuates based on trade, demand, productivity, and several additional factors. When you see the price of something in one country and compare it to another, you have a reasonable idea of knowing the differences in each culture. The exchange rate doesn’t tell the entire …
By Sandra Hayes Some businesses don’t seem to have any morality infused into their infrastructure. They say, do, and create whatever is necessary to achieve profitability. When you look at companies like Volkswagen and Wells Fargo, it doesn’t take long to see that poor ethics might create short-term gains and long-term losses. If you want to achieve more …
By Sandra Hayes When was the last time you thought about your financial health? After 2020’s events, it is easy to put one’s health above any other decision-making need. You need to take care of yourself before you can accomplish goals or chase dreams. That’s why products from brands like Dr. Mercola and Bluebonnet saw surges of interest …