debt consolidation Archives

How to Relax if You Feel Overwhelmed by Debt

By Sandra HayesSeptember 9, 2021September 15, 2021

You’re not alone if you feel that debt is trying to overwhelm you. Even with the various stimulus checks released by the U.S. government due to the COVID-19 epidemic, the average American still has tens of thousands of dollars in credit card debt to manage. That’s on top of car payments, student loans, mortgages, and …

Is a Second Mortgage Ever a Good Idea?

By Sandra HayesJuly 21, 2021September 15, 2021

For many homeowners, the idea of taking out a second mortgage on a property is a scary experience. Instead of having one debt obligation to manage, you’ve got two. Although it doesn’t make sense in every situation, there are times when it could save you some money. You’ll want to evaluate the offer of a …