Financial New for Everyone
By Sandra Hayes Most people think that they need to spend a lot of money on food each month in order to stay healthy. However, this is not necessarily the case. While it is important to eat healthy foods that provide the nutrients your body needs, you don’t need to break the bank to do so.
By Sandra Hayes Making financial decisions can be stressful. But did you know that stress can actually impact your ability to make rational decisions?
By Sandra Hayes Refinancing your mortgage can be a great way to save money on your monthly payments, but it’s important to know the guidelines before you get started.
By Sandra Hayes A comprehensive financial plan takes into account all aspects of your financial life, including savings, investments, retirement, and estate planning. The goal of comprehensive financial planning is to help you make informed decisions about your finances so that you can achieve your short- and long-term financial goals.
By Sandra Hayes You don’t need to be rich to benefit from the advice of a financial advisor. There is someone out there for every situation and budget! Here is how you can find one that works to meet your needs. 1. Know the Types Financial advisors can cover several services, ranging from traditional in-person conversations to AI-fueled …
By Sandra Hayes When you reach your twenties, life seems to open up for you. Whether you choose to go to college or pursue a career right away, the freedom and opportunities that come with it can be exhilarating. But you need to know how to have financial success. That’s why you need to take care of yourself …
By Sandra Hayes If the average couple wants to retire in the United States at the expected date they quit working and achieve the median lifespan, then $1.25 million is needed at a minimum. That’s in addition to any Social Security benefits that may be available. That figure assumes that a retirement income of $50,000 per year is …
By Sandra Hayes Recession-proof investing is the easiest way to prevent your financial portfolio from taking a significant hit when the economy starts contracting. It is also one of the most challenging tasks for the average person to navigate. Dumping your money into a savings account, gold ETFs, or mutual funds isn’t the best way to go. You …
